# Landlord Tax Deductions Checklist (2024) ## Core deductions - Mortgage interest within current relief rules - Repairs vs. improvements (what HMRC accepts) - Professional fees, insurance, service charges ## Structuring tips - When to incorporate and when to hold personally - How to track capital improvements for future CGT relief ## Results we have seen - £31,200 annual saving for a 14-property portfolio after restructuring finance costs. - Admin time cut by ~8 hours a month using digitised receipts.